Wednesday, March 29, 2017

No Credit No Problem

May 3, 2011 by  
Filed under No Credit No Problem

  With No Credit No Problem and Florence SC Homes has a great program for younger home buyers or anyone who has not yet established credit.  Whether you are just starting out or you have not had active credit for a long time. If you want to buy a home we can help.

Just watch our video

No Credit?

Many would be home buyers walk away from buying the home of their dreams because of no established credit.  With Florence SC Homes and Fad Properties LLC that is not a problem. If you have no established credit but you want to buy a home, we have a program that may be just right for you.  With our exclusive program we can guide you to a great credit score and you may be able to live in your new home while you build your credit.

Building Credit

For someone who has not yet established credit, it is very difficult to buy anything on credit.  The old saying goes "you can't get credit without credit".  It is almost like the chicken and the egg question, which came first? Like wise it when borrowing money the lender likes to see a good credit history and score to lend money. So if someone has never borrowed money lenders don't want to lend it.  Our program will change all of that. By following a few simple steps most people will qualify for a home mortgage in just 2-4 months.

To Qualify In order to qualify a client must display the desire and seriousness it takes to enter into a long term investment like buying a house. This is not a pie in the sky or smoke and mirrors program.  We only want to work with those who will follow through and reach their goal of buying a home. The clients we choose for this program must have zero or very little credit history.  Bad credit is bad credit history.  This is not a credit repair program. If you have bad credit history, click "Fixing Your Credit" for information concerning credit repair.  You may also go to to our "Rent to Own Info" page and see if you qualify for that program. To go there click here .

Renting While Qualifying

You may qualify to move into one of our home while you build your credit history.  To qualify you must have income 3 times greater than the rent price and have a debt to income level than is suitable.  We will make a determination on a case by case basis.

For More information fill the contact form and someone will call very soon.


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